Financial wellness is a term experts use when talking about how well people are doing, financially speaking. For example, you can tell a lot about a persons financial wellness if he or she has a lot of money saved up and little debt, or vice versa. Many people have trouble building up retirement savings and personal investments, so these are also things you want to look at when thinking about your own financial wellness and that of your employees. Your employees’ financial wellness is as much of a factor in your success as their physical wellness. This is because stress and anxiety, often caused by financial problems, lower morale and productivity. If you have a new business, consider offering group seminars to boost everyone in the companys financial wellness. You may be able to afford one-on-one financial wellness coaching for your employees as your business grows. There’s no one-size-fits-all when it comes to financial wellness programs. For these types of programs to be effective, your financial wellness coach should have experience tailoring financial literacy materials for diverse audiences. Employees with strong financial wellness are more productive and enthusiastic about their jobs. A financial wellness program may have upfront costs, but it could have long-term positive financial benefits for your business.